Services for Individuals & Families

Providing financial security and safeguarding the health and welfare of you and your family are natural aspirations. We can advise you on all aspects of personal financial planning and aim to maximise your reward by the use of tax efficient products and investments.

Protection for the family

Death, disability or illness can put a serious financial strain upon dependents. We can help you avoid this with life assurance, critical illness cover, income replacement and private medical insurance.

Savings

We can advise on the most tax efficient savings plans for lump sums or regular contributions depending on your circumstances, from a range of products including unit trusts, investment bonds and individual savings accounts (ISAs).

Retirement planning

Changes in legislation, Inland Revenue practice and life expectancy have made it vitally important for both employed and self-employed clients to plan their income for their leisure years.

Estate planning

We can help make sure that as much of your wealth as possible passes to your family and beneficiaries.

Howton Financial Services Limited is authorised and regulated by the Financial Services Authority as Independent Financial Advisers. Our FSA register number is 478670. Registered in England & Wales registration number 06472134.